K-Unity Sacco, established in 1974, was formed through the amalgamation of Limuru Marketing Co-operative Union and Kiambu Dairy Marketing Union. It was created to facilitate savings and credit services for dairy and pyrethrum societies in Kiambu County. Today, the Sacco serves over 100,000 members in Kiambu, Nairobi, Nakuru, and Nyandarua counties, with an asset base of Kshs 5.72 billion.
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Membership Eligibility
Membership is open to all Kenyans across various sectors, including:
- Farmers.
- Business people.
- Teachers (active and retired) under the Teachers Service Commission.
- County and national government employees.
- Private sector employees.
- NGO employees and individuals from other sectors.
Membership Requirements
To join K-Unity Sacco, you will need:
- Completed Membership Application Form – Available on the Sacco’s website or at its offices.
- Membership Fee – Kshs 500.
- Documents:
- Copy of National ID.
- Copy of KRA PIN certificate.
- Passport-Size Photo – Recent.
Products & Services
1. Loan Products
(i) Agri Loans
- Kilimo (Unsecured) – For small-scale agricultural needs.
- Kilimo (Secured) – For larger farming projects.
- Mifugo Loan – For livestock farming.
- Kilimo Advance – Quick access for urgent farming needs.
- Tea Bonus Advance – Tailored for tea farmers awaiting their bonuses.
(ii) SME Loans
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- SME (Unsecured) – For small business operations.
- SME (Secured) – Larger amounts backed by collateral.
(iii) Salary Loans
- Salary (Unsecured) – For salaried members without collateral.
- Salary Advance – Short-term cash flow solution.
- Salary (Secured) – Offers larger amounts against collateral.
(iv) Group Loans
- Microfinance Loans – For small groups and micro-enterprises.
- Chama Loans – Designed for savings groups.
(v) Other Loans
- Jijenge Loan.
- Society Development Loan.
- Asset Finance Loan.
- Overdraft Loan.
- Trade Financing.
- Insurance Premium Financing.
2. Savings Products
- Akiba Savings Account.
- Boresha Account.
- Jijenge Deposit.
- Shirika Savings Account.
- Watoto Account – For children.
- School Fees Account.
- Holiday Savings.
- Benevolent Fund.
- Imarisha Savings.
- MFI Member Savings.
- Chama Savings.
3. Diaspora Account
Specially designed for Kenyans abroad.
Requirements:
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- Copy of KRA PIN.
- Passport-size photo.
- Copy of National ID or Passport.
- Proof of address.
4. Mapa Insurance
(i) Motor Insurance
- Comprehensive.
- Third Party.
- Motorcycle Insurance.
(ii) Other Insurance Products
- Livestock Insurance.
- Personal Accident (Standard & Jilinde).
- Domestic Package.
- Work Injury Benefit.
- Travel Insurance.
- Bond Insurance.
- Health Insurance.
Benefits of Joining K-Unity Sacco
- Access to affordable loans and credit facilities.
- Competitive interest rates on savings and loans.
- Financial education and literacy programs for members.
- Digital and mobile banking services for convenience.
- Diverse savings products tailored to individual and group needs.
- Excellent customer service by qualified personnel.
K-Unity Sacco Contacts
- Head Office: K-Unity Building, Biashara Street, Kiambu Town.
- Contact: 0707 424 774
