Diamond Trust Bank (DTB) offers various account types for personal, business, and savings purposes. Below is a detailed guide on the requirements, features, and benefits of opening accounts at DTB Bank.
A. Current Accounts
1. DTB Classic Individual Account
- Benefits:
- Access to a debit card and cheque book.
- Free e-statements.
- Access to mobile banking.
- Discounted emergency ambulance services.
- Requirements for Individual Accounts:
- National ID or valid passport (Kenyan citizens/foreigners).
- KRA PIN certificate.
- Proof of address (utility bill or lease agreement).
- One passport-sized photo.
- Requirements for Corporate Accounts:
- Certificate of incorporation/registration.
- KRA PIN certificate for stakeholders.
- Memorandum and Articles of Association (or CR1, CR2, CR8 for companies post-2015).
- Proof of address for entity and directors.
2. DTB Elite Individual Current Account
- Benefits:
- Free Mastercard Platinum debit card.
- Personal accident cover of Kshs 100,000.
- Complimentary ambulance services.
- Flat fee: Kshs 750/month.
- Requirements:
- National ID or passport.
- Proof of residence.
- KRA PIN certificate.
- Recent bank statement or payslip.
3. Titan Individual Current Account
- Benefits:
- Minimum credit limit of Kshs 300,000.
- Free personal accident cover up to Kshs 300,000.
- Flat fee: Kshs 2,000/month.
- Requirements:
- Same as Elite Individual Current Account.
4. Prime USD/EUR/GBP Account
- Features:
- Available in foreign currencies.
- Attractive interest rates on balances over USD 5,000.
- Free e-statements.
- Requirements:
- ID or passport.
- Proof of address.
- KRA PIN certificate.
B. Savings Accounts
1. DTB Savings Account
- Benefits:
- No ledger fees or maintenance fees.
- Interest on balances above Kshs 1,000.
- Requirements:
- ID or passport.
- Proof of address.
- KRA PIN certificate.
2. Prime USD/EUR/GBP Account
- Features:
- Competitive interest rates for balances over USD 5,000.
- No minimum balance or account maintenance fees.
- Requirements:
- Same as DTB Savings Account.
3. Just 4 Me Account
- Designed For:
- Parents saving for children.
- Features:
- Competitive interest rates on balances over Kshs 1,000.
- Free banker’s cheque per quarter.
- Requirements:
- ID or passport.
- Proof of child’s birth certificate.
C. Salary Account
- Benefits:
- No minimum balance.
- Free monthly e-statements.
- Access to loans and debit cards.
- Requirements:
- ID or passport.
- KRA PIN certificate.
- Proof of address.
- Introduction letter from the employer or payslip.
D. Fixed Deposit Account
- Benefits:
- Competitive interest rates.
- Available in KES, USD, GBP.
- Funds can be used as loan security.
- Requirements:
- Minimum deposit: Kshs 100,000, USD 10,000, GBP 10,000.
- ID or passport.
- Proof of address.
- KRA PIN certificate.
E. 24/7 Digital Account
- Features:
- Fully digital account opening.
- No monthly charges or minimum balance.
- Daily outgoing limit: Kshs 300,000.
- Requirements:
- ID.
- KRA PIN certificate.
- Selfie for verification.
DTB Bank Contacts
- Head Office: DTB Centre, Mombasa Road, Nairobi.
- Contacts: 0719 031 888, 0732 121 888.
- Email: [email protected].
