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Requirements to Open a DTB Bank Account in Kenya

Diamond Trust Bank (DTB) offers various account types for personal, business, and savings purposes. Below is a detailed guide on the requirements, features, and benefits of opening accounts at DTB Bank.


A. Current Accounts

1. DTB Classic Individual Account

  • Benefits:
    • Access to a debit card and cheque book.
    • Free e-statements.
    • Access to mobile banking.
    • Discounted emergency ambulance services.
  • Requirements for Individual Accounts:
    • National ID or valid passport (Kenyan citizens/foreigners).
    • KRA PIN certificate.
    • Proof of address (utility bill or lease agreement).
    • One passport-sized photo.
  • Requirements for Corporate Accounts:
    • Certificate of incorporation/registration.
    • KRA PIN certificate for stakeholders.
    • Memorandum and Articles of Association (or CR1, CR2, CR8 for companies post-2015).
    • Proof of address for entity and directors.

2. DTB Elite Individual Current Account

  • Benefits:
    • Free Mastercard Platinum debit card.
    • Personal accident cover of Kshs 100,000.
    • Complimentary ambulance services.
    • Flat fee: Kshs 750/month.
  • Requirements:
    • National ID or passport.
    • Proof of residence.
    • KRA PIN certificate.
    • Recent bank statement or payslip.

3. Titan Individual Current Account

  • Benefits:
    • Minimum credit limit of Kshs 300,000.
    • Free personal accident cover up to Kshs 300,000.
    • Flat fee: Kshs 2,000/month.
  • Requirements:
    • Same as Elite Individual Current Account.

4. Prime USD/EUR/GBP Account

  • Features:
    • Available in foreign currencies.
    • Attractive interest rates on balances over USD 5,000.
    • Free e-statements.
  • Requirements:
    • ID or passport.
    • Proof of address.
    • KRA PIN certificate.

B. Savings Accounts

1. DTB Savings Account

  • Benefits:
    • No ledger fees or maintenance fees.
    • Interest on balances above Kshs 1,000.
  • Requirements:
    • ID or passport.
    • Proof of address.
    • KRA PIN certificate.

2. Prime USD/EUR/GBP Account

  • Features:
    • Competitive interest rates for balances over USD 5,000.
    • No minimum balance or account maintenance fees.
  • Requirements:
    • Same as DTB Savings Account.

3. Just 4 Me Account

  • Designed For:
    • Parents saving for children.
  • Features:
    • Competitive interest rates on balances over Kshs 1,000.
    • Free banker’s cheque per quarter.
  • Requirements:
    • ID or passport.
    • Proof of child’s birth certificate.

C. Salary Account

  • Benefits:
    • No minimum balance.
    • Free monthly e-statements.
    • Access to loans and debit cards.
  • Requirements:
    • ID or passport.
    • KRA PIN certificate.
    • Proof of address.
    • Introduction letter from the employer or payslip.

D. Fixed Deposit Account

  • Benefits:
    • Competitive interest rates.
    • Available in KES, USD, GBP.
    • Funds can be used as loan security.
  • Requirements:
    • Minimum deposit: Kshs 100,000, USD 10,000, GBP 10,000.
    • ID or passport.
    • Proof of address.
    • KRA PIN certificate.

E. 24/7 Digital Account

  • Features:
    • Fully digital account opening.
    • No monthly charges or minimum balance.
    • Daily outgoing limit: Kshs 300,000.
  • Requirements:
    • ID.
    • KRA PIN certificate.
    • Selfie for verification.

DTB Bank Contacts

  • Head Office: DTB Centre, Mombasa Road, Nairobi.
  • Contacts: 0719 031 888, 0732 121 888.
  • Email: [email protected].

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