The Central Bank of Kenya (CBK) plays a crucial role in regulating and supervising digital credit providers (DCPs) to ensure fair and equitable access to credit for Kenyans. As of October 2025, 85 digital lenders have been licensed by CBK, marking a significant milestone in fostering transparency and accountability in the financial sector.
Here is the complete, updated list of licensed digital credit providers in Kenya, along with their respective contacts for your convenience.
1. Ambush Capital Limited (FlashPesa)
Location: Unit 1302, 13th Floor, Applewood Adams, Ngong Road, Nairobi
Contact: +254769159474
Email: [email protected]
2. Anjoy Credit Limited
Location: Transnational House 1st Floor, Mama Ngina Street, Nairobi
Contact: +254769984360
Email: [email protected]
3. Asante FS East Africa Limited
Location: Delta Corner Towers, 3rd Floor, Waiyaki Way, Westlands, Nairobi
Contact: +254111017500
Email: [email protected]
4. Autochek Limited
Location: West Park Towers, 4th Floor, Suite 407, Mpesi Lane, Off Muthithi Road, Nairobi
Contact: +254111034300
Email: [email protected]
5. Azura Credit Limited
Location: Top Plaza, Kilimani Street, Kindaruma Lane, Westlands, Nairobi
Contact: +254705903265
Email: [email protected]
6. Bytech Credit Limited
Location: Suite B7, 42 Chania Avenue, Kilimani, Nairobi
Contact: +254781646440
Email: [email protected]
7. Ceres Tech Limited
Location: Victoria Court, Abacus Lane, Ruaraka, Nairobi
Contact: +254702038679
Email: [email protected]
8. Chapeo Capital Limited
Location: 33 Spring Valley Road, Nairobi
Contact: +254725235235 / +254738235000
Email: [email protected]
9. Chime Capital Limited
Location: Agip House, Harambee Avenue, Nairobi
Contact: +254720990601
Email: [email protected]
10. Colkos Enterprises Limited
Location: Amani Court, Near Adams Arcade, Nairobi
Contact: +254722253228 / +254741129129
Email: [email protected]
11. Creditarea Capital Limited
Location: Baba Dogo, Business Park, Eastlands, Off Outering Road, Spect Godown No.3, Nairobi
Contact: +254709462700
Email: [email protected]
12. Decimal Capital Limited
Location: Nachu Plaza, 9th Floor, Kiambere Road, Upperhill, Nairobi
Contact: +254721858774
Email: [email protected]
13. Dexintec Kenya Limited
Location: Cardinal Otunga Plaza, Koinange Road, Starehe District, Nairobi
Contact: +254727620547
Email: [email protected]
14. Dime Credit Limited
Location: Two Rivers Mall, 2nd Floor, South Tower, Limuru Road, Nairobi
Contact: +254722217215
Email: [email protected]
15. Dreamlife Technology Limited
Location: Tetezi Towers, Ground Floor, off Ngong Road, George Padmore Road, Nairobi
Contact: +254115263074
Email: [email protected]
16. ED Partners Africa Limited
Location: Haven Court, Parkfield Place, Waiyaki Way, Nairobi
Contact: +254722462044
Email: [email protected]
17. EDOMX Limited
Location: The Address, 16th Floor, Muthangari Drive, Westlands, Nairobi
Contact: +254701220220
Email: [email protected]
18. Ellegant Credit Limited
Location: Lonak Business Centre, 1st Floor, Suite B11, Kasarani, Nairobi
Contact: +254746851679
Email: [email protected]
19. Extend Money Services Limited
Location: 4th Floor, Suite 6G, Vision Plaza, Mombasa Road, Nairobi
Contact: +254709503000
Email: [email protected]
20. Factorhouse Limited
Location: 5th Floor, Liberty Plaza, Mombasa Road, Nairobi
Contact: +254726770992
Email: [email protected]
21. Fahari Point Capital Limited
Location: Kalson Towers, 7th Floor, Parklands, Nairobi
Contact: +254721457267 / +254710232072
Email: [email protected] / [email protected]
22. Fezotech Kenya Limited
Location: The Arch Place Building, Kilimani Road, Westlands District, Nairobi
Contact: +254111753435
Email: [email protected] / [email protected]
23. Fincorp Credit Limited
Location: Ecobank Towers, 11th Floor, Muindi Mbingu Street, Nairobi
Contact: +254706355355
Email: [email protected]
24. Fortune Credit Limited
Location: Enwealth Business Centre, Ngong Lane, Nairobi
Contact: +254722982474
Email: [email protected]
25. Fourth Generation Capital Limited (4G Capital)
Location: Africa Reit Lane, Africa Reit House, Nairobi
Contact: +254113862239
Email: [email protected] / [email protected]
26. Getcash Capital Limited
Location: Devcon House, 2nd Floor, Lunga Lunga, Nairobi
Contact: +254736276000
Email: [email protected]
27. Giando Africa Limited (Flash Credit Africa)
Location: Krishna Center, Woodvale Grove, Nairobi
Contact: +254713948254
Email: [email protected]
28. Hela Capital Limited
Location: Feruzi Towers, 4th Floor, Wing A, Kiambu Road, Kiambu
Contact: +254 (20) 776 6666
Email: [email protected]
29. Inventure Mobile Limited (Tala)
Location: The Oval, 6th Floor, Wing A, Ring Road, Westlands, Nairobi
Contact: 0800720597 (toll free)
Email: [email protected]
30. Inspire Credit Limited
Location: Muthaiga Square, Thika Superhighway, Nairobi
Contact: +254758555333 / +254748111555
Email: [email protected]
31. Ismuk Credit Limited
Location: Delta House, 4th Floor, Room 421, University Way, Nairobi
Contact: +254768654598
Email: [email protected]
32. Jijenge Credit Limited
Location: 6th Floor Suites 604/605, Town House, Kaunda Street, Nairobi
Contact: +254722843770 / +254717282727 / +254711282727
Email: [email protected]
33. Jumo Kenya Limited
Location: Ikigai Nairobi, Merchant Square, Riverside Drive, Nairobi
Contact: +254787777771
Email: [email protected]
34. Kweli Smart Solutions Limited
Location: 2nd Floor, Eaton Place, UN Crescent Avenue, Nairobi
Contact: +254791578693
Email: [email protected]
35. Lenana Innovative Solutions Limited
Location: Garden Estate, Garden Court Drive, Nairobi
Contact: +254110010394
Email: [email protected]
36. Letshego Kenya Ltd
Location: 316 Upper Hill Chambers, 7th Floor, 2nd Ngong Avenue, Nairobi
Contact: +254730687000
Email: [email protected]
37. Lipa Later Limited
Location: Lipa Later HQ, Lavington, next to Mawara Gardens, Off Olenguruone Avenue, Nairobi
Contact: +254709684000
Email: [email protected]
38. Little Pesa Limited
Location: Reliable Towers, Mogotio Road, Westlands, Nairobi
Contact: +254746510778 / +254710490126 / +254746510781
Email: [email protected]
39. Lobelitec Credit Limited
Location: 5th Floor, Galana Plaza, Galana Road, Nairobi
Contact: +254740006073
Email: [email protected]
40. LockBx Limited
Location: Sifa Towers, 6th Floor, 6A, Nairobi
Contact: +254726210997
Email: [email protected]
41. Maralal Ledger Limited
Location: Feruzi Towers, Fourth Floor, Wing B, Kiambu Road
Contact: +254724055813
Email: [email protected]
42. Marble Capital Solutions Limited
Location: 2nd Floor, Maasai Mall, Ongata Rongai
Contact: +254729141295
Email: [email protected]
43. MCF 2 Kenya Limited
Location: 52 EL Molo Drive, Lavington, Off Naushad Merali Drive, Nairobi
Contact: +254707136044
Email: [email protected]
44. Mint Credit Limited
Location: Trance Towers, 7th Floor, South B, Tsavo Road, Nairobi
Contact: +254799555333
Email: [email protected]
45. MFS Technologies Limited
Location: Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi
Contact: +254709184000
Email: [email protected]
46. MKM Capital Limited
Location: Western Heights, 4th Floor, Suite 10, Nairobi
Contact: +254707039513
Email: [email protected]
47. M-Kopa Loan Kenya Limited
Location: Riverside Paddocks, M-Kopa House, Nairobi
Contact: +254707333222
Email: [email protected]
48. Mogo Auto Limited
Location: Pine Tree Plaza, Kaburu Drive- Off Ngong Road, Nairobi
Contact: +254768469112
Email: [email protected]
49. Momentum Credit Limited
Location: International House, 9th Floor, Mama Ngina Street, Nairobi
Contact: +254709434900
Email: [email protected] / [email protected]
50. Mwanzo Credit Limited
Location: Newton House, 3rd Floor, Deliverance Road, Nairobi-Namanga
Contact: +254729670100
Email: [email protected]
51. Mycredit Limited
Location: ABSA Towers, 11th Floor, Loita Street, Nairobi
Contact: +254711349805
Email: [email protected]
52. MyWagepay Limited
Location: Thika Road, Room 503C, Astrol Building (Opposite Garden City), Nairobi
Contact: +254727062060
Email: [email protected]
53. Natal Tech Limited
Location: Jarju House, Namanga Road, Kitengela
Contact: +254722100213 / +254114612792
Email: [email protected]
54. Ngao Credit Limited
Location: 4th Floor, Morning Side Office Park, Ngong Road, Nairobi
Contact: +254709650000
Email: [email protected]
55. ODI Credit Limited
Location: Kalson Towers, 7th Floor (Left Wing), Crescent Road, Nairobi
Contact: +254709183808 / +254788180355
Email: [email protected]
56. Okolea International Limited
Location: 1st Floor, Venus Complex, Office No. 4111, Nairobi
Contact: +254742532281
Email: [email protected]
57. Opal Quick Limited
Location: Twin Plaza Building, Opposite Magunas Supermarket, Meru Town
Contact: +254722790234 / +254115990652
Email: [email protected]
58. Payablu Credit Limited
Location: 1st Floor, NBK Building, Harambee Avenue, Nairobi
Contact: +254742066421
Email: [email protected]
59. Pesaglow Capital Limited
Location: Derrick House, 2nd Floor, D1, Kitengela, Nairobi
Contact: +254717522512
Email: [email protected]
60. Pesakuu Credit Limited
Location: The Address, 7th Floor, Westlands, Off Waiyaki Way, Muthangari Drive, Nairobi
Contact: +254112020926
Email: [email protected]
61. Pezesha Africa Limited
Location: House Number 37, Kayahwe Road, Kilimani, Nairobi
Contact: +254755768547
Email: [email protected]
62. Phoenix Capital Limited
Location: The Arch Place, 8th Floor, Nyangumi Road, Nairobi
Contact: +254722490824
Email: [email protected]
63. Pi Capital Limited
Location: 5th Floor, Mitsumi Business Park, Muthithi Road, Westlands, Nairobi
Contact: +254759808086
Email: [email protected]
64. Premier Credit Limited
Location: Nginyo Towers, 5th Floor, Koinange Street, Nairobi
Contact: +254730812000 / +254709176000
Email: [email protected]
65. Puphik Credit Limited
Location: Kosal Plaza, 2nd Floor, Kipchamba Street, Bomet
Contact: +254714262211
Email: [email protected] / [email protected]
66. Progressive Credit Limited
Location: 7th Floor, Flamingo Towers, Mara Road, Nairobi
Contact: +254710810810
Email: [email protected]
67. Radi Credit Limited
Location: Commodore Offices, Ngong Road, Kindaruma Lane, Nairobi
Contact: +254727640811
Email: [email protected]
68. Rewot Ciro Limited
Location: Keekorok Building, Keekorok Road, Nairobi
Contact: +254715464554
Email: [email protected] / [email protected]
69. Risine Credit Limited
Location: Ukigai Office Ninety JGO, James Gichuru Road, Nairobi
Contact: +254793362676
Email: [email protected]
70. Senti Capital Limited
Location: Stellato Complex, 4th Floor, Muthithi Road, Westlands, Nairobi
Contact: +254111021113
Email: [email protected]
71. Sevi Innovation Limited
Location: Trio Complex, Room 311, Off Exit 7, Thika Road, Nairobi
Contact: +254111560376
Email: [email protected]
72. Simplepay Capital Limited
Location: Office 902, 9th Floor, Website Tower, Lower Kabete Road, Nairobi
Contact: +254700467730
Email: [email protected]
73. Siti Mobility Technologies Limited
Location: Keystone Park, 95 Riverside Drive, Westlands, Nairobi
Contact: +254720384396
Email: [email protected]
74. Sokohela Limited
Location: Rivona House, 2nd Floor, Naivasha Road, Nairobi
Contact: +254728915511
Email: [email protected]
75. Sure Cred Capital Limited
Location: Aztec Business Park, Baba Dogo Road, Ruaraka, Nairobi
Contact: +254708233824
Email: [email protected]
76. Stride Credit Limited
Location: Twin Plaza, Ghana Street, Meru Town
Contact: +254715982342
Email: [email protected]
77. Tanir Credit & Accounting Services Limited
Location: Kenversity Sacco Plaza, 4th Floor, Suite 4B, Off Thika Superhighway, Kahawa Sukari Area, Ruiru
Contact: +254723585651
Email: [email protected] /
78. Tenakata Enterprises Limited
Location: 3rd Floor, Utumishi House, Mamlaka Road, Nairobi
Contact: +254728888863
Email: [email protected]
79. Tip-Point Capital Limited
Location: Sifa Towers, 2nd Floor 2C, Nairobi
Contact: +254700050010 / +254711019700
Email: [email protected]
80. Treasure Store Limited
Location: Nanak House, 2nd Floor, Room 202, Nairobi
Contact: +254724256039 / +254114405337
Email: [email protected]
81. UbaPesa Limited
Location: Golf View Office Suites – Wambui Road, Muthaiga, Nairobi
Contact: +254709693000
Email: [email protected]
82. Umoja Fanisi Limited
Location: Fanisi House, Mbaazi Road, Off Kingara Road, Lavington, Nairobi
Contact: +254796250881
Email: [email protected]
83. Zanifu Limited
Location: Kenrail Towers, 4th Floor, Mkungu Close, Nairobi
Contact: +254713023159
Email: [email protected]
Full List of Licensed Providers
The list above includes just the first 20 digital lenders. A complete database with all 85 providers and their contacts can be viewed or downloaded here to facilitate your search for financial services tailored to your needs.
This consolidated directory ensures that individuals and businesses in Kenya can confidently engage with legitimate and regulated lenders. Always verify contact details with official sources when seeking financial services. For updates, visit the CBK official website.
