Imarisha Sacco is one of Kenya’s largest deposit-taking Saccos, boasting an asset base of over Ksh 19.82 billion. The Sacco is known for its exceptional customer service, advanced technology, and continuous innovation, making it a leading institution in the cooperative sector.
Membership Eligibility
Imarisha Sacco welcomes individuals or groups from all occupations to join as members.
Membership Requirements
1. Individual Membership
- Complete membership application form.
- Copy of National ID.
- Copy of KRA PIN.
- Copy of payslip/paystub.
- Minimum account balance: Ksh 750.
- Account opening charge: Ksh 100.
2. Group Membership
- Complete membership application form.
- Duly filled account opening form.
- Group registration certificate from the Department of Social Services.
- Copies of IDs of group officials.
3. Joint Membership
- Complete membership application form.
- National IDs for all joint applicants.
- Passport-size photos (taken free when opening the account).
- Minimum account balance: Ksh 500.
- Account opening charge: Ksh 150.
4. Diaspora Membership
- Kenyan ID or passport.
- Application fee: Ksh 360.
- Initial membership contribution: Ksh 19,200.
- Passport-size photograph.
Imarisha Sacco Products
1. FOSA Loans
- Short-term advance (1 month).
- Long-term advance (6 months).
- Inua Loan (24 months).
- Daraja Loan (36 months).
2. BOSA Loans
- Re-finance loan.
- Education/school fees loan.
- Emergency loan.
- Introductory loan.
- Superior Loan (96 months).
- Take-off Loan (84 months).
- Development loan.
- Premium loan.
- Sky Loan.
- Sky Poa Loan.
- Karibu Loan (12 months).
- Ideal Loan (84 months).
3. Savings Products
- FOSA Senior Citizen Account.
- Savings Account.
- Fixed Deposit Account.
- Parrot Account.
4. Diaspora Products
- Ughaibuni Loan.
- Homeland Loan.
- Nguvu Loan.
- Diaspora Loan.
5. Services
- M-Imarisha (mobile banking).
- Standing orders.
- Sale of banker’s cheques.
- SMS alerts.
- 24/7 Call Centre services.
- Cheque book issuance.
- ATM banking.
- Mpesa services.
- NHIF contribution processing.
- Safe custody of documents and items.
- Prompt salary processing.
Imarisha Sacco Contacts
- Head Office: Imarisha Sacco Building, Moi Highway, Along Kericho-Nakuru Road.
- Contact: 0709 578 000
