Discover the 22 small (Tier 3) banks in Kenya, as classified by the Central Bank of Kenya. Learn about their market share and total net assets for 2024.
List of Tier 3 Banks in Kenya (2024):
- HFC Limited
Total Net Assets: Ksh 59,145,971
Market Share: 0.8% - Victoria Commercial Bank Plc
Total Net Assets: Ksh 59,200,750
Market Share: 0.7% - Bank of Africa Ltd
Total Net Assets: Ksh 51,723,886
Market Share: 0.6% - Gulf African Bank Limited
Total Net Assets: Ksh 42,125,681
Market Share: 0.6% - Guaranty Trust Bank (Kenya) Limited
Total Net Assets: Ksh 30,112,267
Market Share: 0.6% - ABC African Banking Corporation Ltd
Total Net Assets: Ksh 41,775,949
Market Share: 0.5% - Sidian Bank Ltd
Total Net Assets: Ksh 44,738,527
Market Share: 0.5% - Habib Bank AG Zurich
Total Net Assets: Ksh 36,125,057
Market Share: 0.4% - DIB Bank Kenya Ltd
Total Net Assets: Ksh 26,489,664
Market Share: 0.4% - UBA Kenya Bank Ltd
Total Net Assets: Ksh 31,209,553
Market Share: 0.4% - Premier Bank Kenya Ltd
Total Net Assets: Ksh 23,304,561
Market Share: 0.3% - Credit Bank PLC
Total Net Assets: Ksh 25,721,643
Market Share: 0.3% - CIB Kenya Bank Limited
Total Net Assets: Ksh 17,543,453
Market Share: 0.3% - Kingdom Bank Kenya Limited
Total Net Assets: Ksh 36,720,398
Market Share: 0.3% - Development Bank of Kenya Ltd
Total Net Assets: Ksh 18,840,315
Market Share: 0.3% - Guardian Bank Limited
Total Net Assets: Ksh 15,853,010
Market Share: 0.3% - M-Oriental Bank Kenya Ltd
Total Net Assets: Ksh 13,859,858
Market Share: 0.2% - Middle East Bank (K) Ltd
Total Net Assets: Ksh 18,848,303
Market Share: 0.2% - Paramount Bank Ltd
Total Net Assets: Ksh 15,439,383
Market Share: 0.2% - Access Bank (Kenya) PLC
Total Net Assets: Ksh 17,119,500
Market Share: 0.2% - Consolidated Bank of Kenya Limited
Total Net Assets: Ksh 15,209,512
Market Share: 0.2% - Spire Bank Limited
Total Net Assets: Ksh 2,882,182
Market Share: 0.1%
These Tier 3 banks play a crucial role in Kenya’s financial ecosystem, serving specific market segments with tailored banking services.

