Here is a list of registered umbrella pension schemes in Kenya as of July 2024. Umbrella pension schemes pool retirement investments from various employers, allowing employees to benefit from a structured retirement savings plan without requiring employers to set up their own pension schemes. These schemes are registered and regulated by the Retirement Benefits Authority (RBA).
List of Registered Umbrella Pension Schemes in Kenya
- ABSA Umbrella Retirement Benefits Fund
- Amana Umbrella Pension Scheme
- APA Life Umbrella Retirement Fund
- British American Insurance Umbrella Retirement Fund
- CIC Umbrella Retirement Benefits Scheme
- CICAM Umbrella Retirement Fund
- Co-optrust Investment Retirement Benefits Scheme
- County Pension Fund
- County State Officers (Umbrella) Pension Fund
- Cytonn Umbrella Retirement Benefits Scheme
- Enwealth Umbrella Fund
- Equity Umbrella Retirement Fund (Provident Section)
- Equity Umbrella Retirement Fund (Pension Section)
- Fusion Umbrella Retirement Benefits Scheme
- Genafrica Kivuli Umbrella Provident Fund
- ICEALION Umbrella Retirement Benefits Scheme
- ICEALION Guaranteed Umbrella Fund
- Jubilee Financial Services Limited Umbrella Fund
- Kenindia Umbrella Provident Fund
- Kenya Orient Umbrella Pension Fund
- Kivuli Umbrella Fund
- KUSSCO Mutual Umbrella Retirement Benefits Scheme
- KUZA Umbrella Retirement Benefits Fund
- Liberty Life Boresha Maisha Umbrella Fund
- Liberty Life Umbrella Pension Fund
- Madison Umbrella Retirement Benefits Scheme
- Minet Kenya Umbrella Retirement Fund
- Mwavuli Pension Fund
- NCBA Umbrella Retirement Benefits Scheme
- Ngao Umbrella Pension Scheme
- NTISL Umbrella Retirement Benefits Scheme
- Octagon Umbrella Retirement Benefits Scheme
- Old Mutual Umbrella Retirement Benefits Scheme
- Sanlam Umbrella Retirement Fund
- Pioneer Umbrella Retirement Fund
- Prudential Umbrella Retirement Benefits Scheme
- Suluhu Umbrella Scheme
- Takaful Umbrella Fund
- The Jubilee Insurance Umbrella Scheme
- The Kenyan Alliance Insurance Company Limited Umbrella Fund
- The Monarch Umbrella Retirement Fund
- UAP Umbrella Retirement Benefits Scheme
- WASPA (Umbrella) Pension Fund
- Zamara Fanaka Retirement Fund (Provident Section)
- Zamara Fanaka Retirement Fund (Pension Section)
Retirement Benefits Authority (RBA) Contacts:
- Address: Rahimtulla Tower, 13th Floor, Upper Hill Road, Opposite UK High Commission
- Phone: 020 280 9000 / Toll-Free No: 0800720300 (Safaricom)
These umbrella schemes offer advantages such as zero setup costs, low running costs, and reduced administrative burdens, making them ideal for employers seeking to provide retirement benefits for their employees.

