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Southern Star Sacco Membership Eligibility & Requirements

Southern Star Sacco, established in June 1994, is a licensed deposit-taking savings and credit co-operative society (Sacco). Licensed by the Sacco Societies Regulatory Authority (SASRA) in 2010, it operates with an asset base of Kshs 1.53 billion. The Sacco aims to provide affordable, convenient, and efficient financial services to its members across its branches in Nairobi, Meru, and Tharaka Nithi Counties.


Membership Eligibility

Southern Star Sacco welcomes membership from:

  1. Individuals: Any Kenyan adult aged 18 years and above.
  2. Corporate Entities: Registered businesses and organizations.

Membership Requirements

1. Individual Membership

To join as an individual, you need to:

  • Be 18 years or older and a Kenyan citizen.
  • Provide a National ID or Kenyan Passport.
  • Have your passport-size photograph taken by the registering officer.
  • Complete the membership registration form.
  • Pay a registration fee of Kshs 300.
  • Build your share capital to Kshs 5,000 to become a full member.

2. Corporate Membership

Corporate entities need to provide:

  • Certificate of Registration.
  • Certificate of Incorporation (for limited companies).
  • Copy of the entity’s KRA PIN certificate.
  • Tax Compliance Certificate.
  • IDs and passport-size photographs of directors.
  • Minutes of the resolution to join the Sacco.

Benefits of Joining Southern Star Sacco

  1. Affordable Credit: Access low-interest loans and credit facilities to support personal and business growth.
  2. Convenient Transactions:
    • Members can access branded VISA ATM cards for cash withdrawals.
    • Funds are available through Co-operative Bank ATMs, Co-op Jirani agents, and any VISA-branded ATMs.
  3. Competitive Loan Interest Rates: Affordable repayment plans.
  4. Financial Education: Free financial literacy training for members.
  5. Digital Banking: Convenient mobile banking options for easy transactions.
  6. Diverse Savings Products: Tailored savings solutions to meet individual or corporate goals.

Contact Information

  • Head Office: MT Building, Chuka Town, next to Tharaka Nithi County Government Offices.
  • Phone: 0705 825 601.

Conclusion

Southern Star Sacco is an excellent financial partner for individuals and businesses seeking reliable and affordable savings and credit services. With competitive products, financial education opportunities, and convenient access through multiple channels, Southern Star Sacco is committed to empowering its members to achieve their financial goals. Joining Southern Star Sacco is a smart choice for anyone looking to secure their financial future.

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