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Unaitas Sacco Membership Eligibility & Requirements

Unaitas Sacco, established in 1993, is a deposit-taking Sacco licensed by SASRA. Known for its pioneering approach in the Sacco industry, Unaitas was the first Sacco to automate its operations, open a common bond, and adopt a bold growth-oriented strategy. With an asset base of Kshs 20.40 billion, Unaitas is among the largest deposit-taking Saccos in Kenya.


Membership Eligibility

Membership is open to:

  • Any Kenyan aged 18 years and above.
  • Individuals of sound mind.

Membership Requirements

To join Unaitas Sacco, you need:

  1. Identification Documents:
    • A valid National ID or passport.
    • A copy of your KRA PIN certificate.
  2. Photographs:
    • Passport-size photos (can be taken free of charge at any Sacco branch).
  3. Shares:
    • Purchase 10 shares at Kshs 10 each to become a customer member.

Unaitas Sacco Products

Loan Products

  1. Business Loans:
    • Performance bond, tender security, bid bonds, and advance payment guarantees.
    • Import duty financing.
    • Credit line.
    • Asset finance loan.
    • Biashara loan.
    • Maono investment and Maono loan.
  2. Personal Loans:
    • Mshahara loan.
    • Payroll advance.
    • Imarika loan.
    • Personal loans.
    • Development loan.
    • Jivunie loan.
  3. Specialized Loans:
    • Mortgage loans.
    • Project loans.
    • Insurance premium financing.
    • Kahawa plus.

Savings Products

  1. Institutional and Group Accounts:
    • Institutional account.
    • School account.
    • Church account.
    • Chama account.
  2. Individual Accounts:
    • Sacco deposit account.
    • Biashara current account.
    • Jolly junior savings account.
    • Timiza savings account.
  3. Other Savings Options:
    • Investment shares.
    • Fixed deposit account.
    • Company account.

Benefits of Joining Unaitas Sacco

  1. Tailored Products and Services:
    • Designed to meet diverse customer needs.
  2. Customer Experience:
    • Focus on efficiency and ease of access.
  3. Accessibility:
    • Availability of alternative business channels for convenience.
  4. Advisory Services:
    • Expert financial and business advice.

Unaitas Sacco Contacts

  • Head Office:
    Cardinal Otunga Plaza, Cardinal Otunga Road, Next to Holy Family Basilica, Kaunda Street, Nairobi.
  • Contact: 0771 198 565

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