Comprehensive car insurance provides extensive protection for vehicles, including third-party liabilities, accidental damages, and theft. Here are the top companies offering reliable comprehensive car insurance in Kenya:
1. Jubilee Insurance
- Coverage:
- Protection against vehicle damages, theft, fire, and accidents.
- Third-party liabilities (injuries, deaths, and property damage).
- Personal accident cover.
- Benefits:
- 24-hour towing service.
- Political violence and terrorism coverage.
- Free motor valuation and inspection.
- Disability and accident benefits.
- Contact: 0709 949 000
- Email: [email protected]
2. AIG Insurance Kenya
- Coverage:
- Comprehensive cover for third-party liabilities and personal damages.
- Protection against accidents, fire, and theft.
- Benefits:
- Towing and recovery services.
- Passenger legal liability.
- Emergency medical expenses.
- Windscreen and entertainment system cover.
- Contacts: 0723 600 400, 0723 600 500, 0731 091 298
- Email: [email protected]
3. ICEA Lion
- Coverage:
- Vehicle loss, theft, or damage.
- Free windscreen and entertainment system cover up to a specified limit.
- Medical expenses and death compensation for vehicle occupants and third parties.
- Valuation and towing services.
- Benefits:
- Emergency medical expense refunds up to Kshs 30,000.
- Free initial valuation with discounted subsequent valuations.
- Towing cover up to Kshs 50,000.
- Contacts: 0711 071 000, 0730 151 999
- Email: [email protected]
4. CIC Insurance
- Coverage:
- Accidental and malicious damages.
- Theft, fire, floods, riots, and civil commotion.
- Third-party liabilities.
- Cost Rate: 3.5% to 6% of the vehicle’s value.
- Contacts: 0703 099 120, 020 282 3000
5. Heritage Insurance
- Coverage:
- Protection for vehicle damages, theft, fire, natural disasters, and overturning.
- Third-party fire and theft cover.
- Contacts: 0711 039 000, 0734 101 000
6. APA Insurance
- Coverage:
- Accidental damage, fire, and theft.
- Third-party liability for injuries and property damage.
- Windscreen and entertainment system cover.
- Political violence and terrorism cover.
- Benefits:
- Emergency medical expense coverage.
- Excess protector for minimizing out-of-pocket expenses.
- Contacts: 020 286 2000, 0709 912 777
- Email: [email protected]
These companies offer tailored packages to meet diverse customer needs, making it easier to protect vehicles against unexpected risks. Always compare rates and benefits before selecting a provider.
